With the rapid digitisation of the financial sector of India, the popularity of online payments has also skyrocketed. As per a recent report, in 2020, India completed almost 25.5 billion real-time online payment transactions. Moreover, digital payment is expected to comprise 71.7% of all payments by 2025.
Existing customers can pay their loan EMIs easily, thanks to Bajaj Finserv online payment option through the customer portal Experia. This online platform allows individuals to check their EMI due date, outstanding balance, etc., besides facilitating EMI payment.
Nonetheless, before initiating Bajaj Finserv loan payment, individuals also need to know how they can log in to this portal and complete the process successfully.
How to log in to the Experia portal?
Existing Bajaj Finserv customers need to have their customer ID in place to log in to this platform. Therefore, before availing this online payment option, individuals need to enter their customer ID and generate an OTP.
After getting the OTP on their registered mobile number, users need to enter it to complete the login process.
Steps to complete Bajaj Finserv online payment
Individuals can follow the steps mentioned below to complete the Bajaj Finserv loans payment online.
Step 1 – Open the Bajaj Experia portal and go to “Account Information”.
Step 2 – Select “Online Payment”.
Step 3 – Click on “EMI and Overdue Payment”.
Step 4 – Enter the necessary information as and when required to complete the transaction.
This online Bajaj Finserv loan payment facility saves individuals from the hassle of visiting a branch to make payments. To maximise the benefits and save time further, they can also download the Bajaj Finserv Experia App. With this application, individuals need not log in repeatedly to access their loan details.
Besides, this portal also offers a range of benefits that individuals need to know to maximise their benefits.
Features and benefits of using the Bajaj Finserv Experia portal
Besides Bajaj Finserv easy online payment, existing customers can also leverage other benefits by using this platform.
- Better debt management
This online portal allows individuals to know about loan details like EMI payable, due date, EMI left to be paid and other details without calling the customer care or visiting the branch. Doing so enables them to plan repayments better. Similarly, the customised notification option allows them to ensure on-time credit card bill payment with ease.
Individuals only have to log in to their account to know about these details at length.
- Online shopping facility
On this platform, individuals can also shop from Bajaj Finserv EMI Store without visiting any third-party websites. Moreover, EMI cardholders can also make these purchases with lucrative offers like zero down payment, no-cost EMIs and many more.
- Download option for e-statements
Merely making the online payment is not sufficient. Individuals also need to keep the payment receipts handy for future uses. The Experia portal allows users to download all the documents related to online payments made on this application.
- Easy to use
Bajaj Finserv customer portal Experia offers users a simple and easy to operate interface. Even new customers can understand the options well from the first use.
- Facilitates determining part-prepayment and other charges
With this online platform, individuals can also determine the amount they can part-prepay. It also allows them to decide when to foreclose a loan account to ensure an informed financial decision. Moreover, they can also make Bajaj Finserv online payment for additional costs that accrue on services like loan processing.
- Checking pre-approved offers
Bajaj Finserv extends pre-approved offers to its existing customers.
Pre-approved offers ensure prompt and hassle-free loan processing. Such offers are available on various financial products. You can check your pre-approved offer via Experia in a few seconds.
Hence, the Bajaj Finserv online payment procedures become simple and less time consuming with customer portal Experia. It ensures an overall better experience for the NBFC’s customers.